EU Debt Analysis & Insights

The latest analyses and reports on Europe’s public finances, exploring how national debt shapes policy, growth, and everyday life across the EU-27.

A split image showing a wind turbine on one side and a semiconductor chip on the other, symbolizing Europe's 'twin transitions'.

07 Nov 2025

Europe's Trillion-Euro Question: When Is National Debt an Investment?

As Europe faces the colossal costs of the green and digital transitions, the old rules of austerity are being challenged by a new logic: borrowing not for consumption, but for survival and future growth.

Visualization of Sweden on the EU map, highlighted in green to indicate its falling national debt.

05 Nov 2025

The 'Swedish Wonder': National debt is falling and the live tracker is green

In an EU where most national debts are rising, Sweden is doing the opposite. With a debt ratio of just 34% and a declining counter, we look at how the 'top of the class' manages this outside the Eurozone.

Visualization of the Netherlands' national debt compared to the European Union

01 Nov 2025

Ticking Up by €118/Second: Is the Netherlands Still Europe's 'Frugal' Leader?

The Dutch national debt is rising by €118 every second. While its 42.7% debt-to-GDP ratio remains well below the EU limit, this live tracker reveals a more complex picture compared to its European neighbors.

A busy European city at dusk, pedestrians walking past glass buildings reflecting red and green arrows — symbolizing rising and falling EU debt in Q2 2025.

25 Oct 2025

Europe’s Debt Thermometer, Q2 2025: Who’s Up, Who’s Down — and Why It Matters

New Eurostat data for Q2 2025 reveals a Europe moving in two directions: while some countries’ debt-to-GDP ratios climbed, others managed to bring them down. Here’s what’s driving the shift beneath the surface.

Close-up of euro banknotes and an upward-trending graph symbolizing the rising cost of government debt

21 Oct 2025

The End of Free Money: Europe’s Silent Debt Crisis

As interest rates rise, governments face a new reality. The question is no longer if debt becomes a problem, but when.

A group of European citizens walking through a city with euro symbols and data overlays, symbolizing shared financial burden across Europe.

20 Oct 2025

Europe’s Hidden Burden: In Some Countries, National Debt Tops €50,000 per Citizen

A Eurostat analysis reveals that in parts of Europe, every citizen effectively carries a debt burden of more than €50,000 — exposing a quieter but striking truth about the continent’s finances.

The Reichstag in Berlin overlaid with debt figures, symbolizing Germany's fiscal constraints.

20 Oct 2025

Germany’s Debt Paradox: How Fiscal Discipline Became an Economic Trap

Germany’s falling debt-to-GDP ratio hides a deeper problem. Bound by its strict 'debt brake' while facing urgent needs for investment, Europe’s largest economy is caught between prudence and paralysis.

European capitals and overlapping debt charts rising

13 Oct 2025

The Hidden Debt Time Bomb in the Eurozone — Expanded Analysis

With the euro area’s debt reaching 88 percent of GDP, Europe confronts a perilous mix of weak growth, rising rates, and fractured politics that threaten fiscal stability.

Paris skyline with euro symbol overlay, signaling debt stress

10 Oct 2025

The Silent Bomb Beneath Europe: France’s Debt Spiral and the Coming Reckoning for the Euro

A New York Times–style feature on debt-to-GDP, creative accounting, inflation risk, and why France’s rising debt could shake the euro.

Illustration: Digital euro (ECB) concept

30 Sept 2025

The Digital Euro: Europe’s Leap Into the Future of Money

Student-friendly explainer of what the digital euro is, why the ECB wants it, how it could work, privacy questions, and what it means for people and banks.

Thumbnail: EU interest payments compared with education and health spending

14 Sept 2025

EU debt interest vs schools and hospitals: 2025 explained

An easy explainer comparing how much EU countries spend on debt interest versus education and healthcare in 2025.

Thumbnail: Who owns EU government debt in 2025?

12 Sept 2025

Who owns EU government debt in 2025?

Easy-to-read explainer on who holds EU countries’ government bonds — domestic investors, other EU countries, non-EU investors, and the European Central Bank — and why it matters.

EU countries ranked by debt-to-GDP in 2025

07 Sept 2025

Debt-to-GDP Ratios of EU Countries in 2025

A full overview of government debt across all 27 EU countries in 2025, explained in simple terms with rankings, trends, and key insights.

France public debt in 2025

06 Sept 2025

France’s public debt in 2025: what the numbers tell us

A clear, student-friendly explainer of France’s debt and deficit in 2025, why politics matter, and what this means for Europe.